"Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. You will need to provide your policy number and the date you would like the cancellation to take effect. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Policy form The basics. Can I Add Pets to My Account After I Already Enrolled? If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. How Can I Find Out the Status of a Claim? TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. To cancel, click on "Pets Best Pet Health Insurance". 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. Nationwide Pet Insurance: Best for Exotic Pets . Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. This means that any illnesses or injuries related to that condition will not be covered. Products, schedules, discounts, and rates may vary and are subject to change. 2.1 Insurance Offerings. What was once an obscure insurance product has been gaining steam. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Best pet insurance according to Consumer Rating January 2023. Spot Pet Insurance offers a 30-day money-back guarantee. You can also get a pet insurance quote through your veterinarian or by shopping around online. Insuring multiple pets. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. For a full list of terms and conditions, click here to view a sample policy. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. Your pets age. Note: Appeals may take around 30 days to be reviewed. Your email address will not be published. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. Coverage limits are slightly different for horses. Spot Canada. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Void where prohibited. Twitter specialist. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. 5.1 Assignment. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. 3 Get your money back If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Spot 24/7 VetAccess Tele-health. What is insured under this pet insurance plan? If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. You can read our Privacy Policy to see how we will use your information. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Deductibles: $100 to $750. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. 1.1 SPOTs Intellectual Property. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. From the name, this coverage reimburses you for expenses incurred in case of . Yes! ALL CLAIMS MUST BE BROUGHT IN THE PARTIES INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance. What Do Pet Insurance Plans Provided by Spot Cover? SPONSOR. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. 2. The first factor is when you cancel your policy. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Does Animal Friends insurance Auto Renew. Trupanion Pet Insurance: Best for No Coverage Limits. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. Subject to all federal, state, and local laws. Claims can be submitted easily through our login page. You can view our sample policy here: https://Spotpetins.com/sample-policy/. Insurance plans are marketed and produced by Spot Insurance Services, LLC. Base level plans provided by Spot do not cover routine teeth cleanings. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. These policies come with an annual deductible and annual coverage limits. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. What Do Spot Pet Insurance Plans Not Cover? Pre-existing conditions are not covered. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Required fields are marked *. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Questions? You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. Grooming. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Spot Pet Insurance Logo, Copyright 2023. The role of the producer in any particular transaction involves one or more of these activities. 2023 Pawlicy Advisor Inc, All Rights Reserved. No refund. If you are the pet parent, you must be the policyholders. Depending on the exact type of information they need, there . SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. General Coverage Questions 1. Who is the insurance carrier for the Healthy Paws Pet Insurance Plan? Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. SPOT's Key Attributes. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. 3.1 No Medical Advice Provided. How long does spot take to process claims? The only treatment covered for dental accidents is tooth extractions. Notable features: Accident and illness coverage; wellness add-on available. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. Pet Wellness. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Will I lose money if I cancel my pet insurance policy? Based on a comparison of top pet insurance companies on ConsumerRating.org. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. 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