Learn more. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Overdrafts are paid at our discretion. Your Credit, Looking Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Other card fees apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. 1 Other fees apply. It, Cards That Are Easy to Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. This card is a good option for people with bad credit who want to rebuild their credit standing. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. All checks subject to review for approval. Charges a foreign transaction fee of 3%. See the online credit card applications for details about the terms and conditions of an offer. Enter your cell phone number and well send you a link to install the WalletHub app. See app for free ATM locations. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Visit https://ingomoneyapp.com/terms-conditions/for complete details. 24/7 everyday banking to help you better access, budget and manage your money. Pre-qualify without affecting your credit score. Standard message rates apply. Loans, How to Get Your First Credit Score? Apply for a secured credit card. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Most people will qualify for this card. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Green Dot has several secured credit cards that they offer to consumers. Reviews, Rent Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. APPLY WITH CONFIDENCE If you do not have a Green Dot card yet, then you can buy and register one on the website. Opt-in required. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Partner terms and conditions apply. About Credit Scores, Personal That way you get the best card for your needs. for No Credit, Cards Accounts, How to Repair Your your account or get connected to a customer service representative. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Credit Repair. Maybe youve been denied for credit card after credit card. Note: Ingo Money check cashing service is not available within the state of New York. 4.50% Annual Percentage Yield (APY) as of January 2023. Pros. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Overdraft protection up to $200 Active, personalized card required. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. WalletHub Answers is a free service that helps consumers access financial information. Snapshot of Card Features. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. The APR is 19.99%* Fixed. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Otherwise$5 per month. to maintain accurate information. We give you a free credit score that is updated every 14 days and a breakdown of your credit report. Loan Calculator, Simple Mobile check deposit: Active personalized card, limits and other requirements apply. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Debt, All See Deposit Account Agreement (PDF) for terms and conditions. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Finance Guide, Managing Law Review, CreditRepair.com How do I check my Capital One QuicksilverOne balance? Credit, How Does Credit Repair You can apply for the Green Dot Platinum card by filling out the application online. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. Hire the best financial advisor for your needs. Green Dot Bank also operates as GoBank and Bonneville Bank. To make a payment using a debit card, please visit www.greendotcredit.com Earn a 1% cash back reward on all other purchases. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. What Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Additional customer verification may be required. As such, early direct deposit availability may vary from pay period to pay period. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Work, The Truth about Credit Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Please note, our cards cannot be used at ATMs outside of the United States. This card doesn't require a credit check and doesn't require a checking account. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Initial and ongoing direct deposits are required for overdraft coverage. Prompt notice is required. Partner terms and conditions apply. Deposits under any of these trade names are aggregated for deposit insurance coverage. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . SeeAccount Agreementfor terms and conditions. Apply Now. Privacy Policy. Collection Accounts, How Limits and fees may apply. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. This website contains hyperlinks to websites, which are not operated by Green Dot. Editorial and user-generated content is not provided, reviewed or endorsed by any company. How to Start Building For a $4.95 fee, cardholders can make deposits at a Green Dot. Overdraft protection up to $200 The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. Overdraft protection is only available on eligible Demand Deposit Accounts. Does not offer a signup bonus. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Important Rates: Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. SimplyCash Preferred Card from American Express. You can put down anything from $200 to $5,000. Minimum gross annual income should be Rs.4 lakh. Annual Fee: $75/99. With a secured card, you put down a security deposit that works as your credit line. 2.00% Annual Percentage Yield (APY) as of October 2022. The Green Dot Platinum Visa is a secured credit card, which means you aren't subject to a traditional credit check. Green Card. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. This can be a great way to help improve your credit. Only salaried individuals can apply for the card. Unapproved checks will not be loaded to your card or account. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. 3X Rewards on online, dining & telecom spends. with opt-in & eligible direct deposits. How do I make a First Progress Platinum Prestige payment? If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. All of these cards do come with annual fees, so remember to make sure you understand what these are. . Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. APY may change before or after you open an account. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. How can I request for a new Greendot card? with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Learn more at http://www.greendot.com/overdraft. In addition, it is not any companys responsibility to ensure all questions are answered. Mobile check cashing & deposit, online bill pay and track your spending 24/7. WalletHub Answers is a free service that helps consumers access financial information. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Calculator, See All Subject to other banks restrictions and fees. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. This may open a replacement window on your screen with a form . APY may change before or after you open an account. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Must be 18 or older to purchase. Limits apply. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. That Are Easy to Get, Search Terms and conditions apply. Approval review usually takes 3-5 minutes but may take up to one hour. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Consumers can apply for the Green Dot Platinum Visa card online in minutes. This question is about GO2bank Credit Cards. For cards purchased at participating Dollar Tree locations, Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. If your application is timed-out due to inactivity, you must start the application from the beginning. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). may be even greater.Approval Time:Approval time for this offer is not listed. See Deposit Account Agreement (PDF) for terms and conditions. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. to Get Your First Credit Card, Credit All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. to Repair Your Credit, How Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. Fill in the application form. Cards for Bad Credit, All Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Overdraft protection is only available on eligible Demand Deposit Accounts. RewardsReward It, New Active personalized card required. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Active personalized card required. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Loans, Mortgage Seefdic.gov/deposit/deposits/prepaid.html for details. See. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Additional criteria may apply which can affect your eligibility and your overdraft coverage. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Fees on your primary deposit account may reduce earnings on your savings account. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. Considers applicants with fair credit. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. See your Cardholder Account Agreement for details. Meanwhile you can read full answer For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. What does your credit score need to be for the Amex Platinum card? All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. Card Details. This answer was first published on 09/02/20. Reviews, Log National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Do Not Sell or Share My Personal Information. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Cobalt Card. 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